“Half of the people who sign up for Obamacare (ACA) get a flurry of medical care, then drop out before a year is over. They can always sign up again if they need to. People who stay on insurance tend to be those who have ongoing chronic and expensive conditions that need continual care. The implications for the viability of such insurance are not good. This is the interesting conclusion of a new paper, ‘Take-Up, Drop-Out, and Spending in ACA Marketplaces‘ by Rebecca Diamond, Michael Dickstein, Tim McQuade, and Petra Persson.”
Subsidized pre-paid services are NOT the same thing as insurance. NOTHING is free even if it’s free to you.